attacks

Heart Attacks and Cheap Life Insurance

Heart attacks and cheap life insurance do not usually go together. If you believe (as many people do) that once an insurance company finds out about your heart attack you will never again have a chance at getting cheap life insurance, then listen up. You may be surprised to learn that nowadays, such a scenario [...]

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IRS Attacks 401k Part-time Employee Exclusions and Your Determination Letter is useless…..

The IRS issued the February 14, 2006 Quality Assurance Bulletin (“QAB”) dealing with 401k plan exclusions of part-time, temporary, and seasonal (A.K.A. “part-time”) employees. T
This QAB revolutionizes the way IRS document examiners will look at 401k plan eligibility clauses and warns that inadequately drafted provisions dealing with part-time employees may be disqualifying, regardless of any [...]

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